I was watching television the other day when a informative commercial came on and I knew I had to take down the information.  The commercial was about getting free fico score online and learning the truth about your credit score.  I went online and got all three of my credit reports and learned that I had a few items that needed to be taken care of immediately.  I am so thankful that this commercial came up because I would have never thought about my credit score.  I have told my friends and family about it and I believe they have taken the same action as I have.