The article “Freshers - easy targets for thieves” brings home how important good insurance cover is for new students. As if students don’t have enough on their plates with leaving home and starting a new programme of study, they have to protect themselves from the criminal parasitic element too. Students - welcome to the real world!

Whether you have an expensive wardrobe of designer clothes, a valuable laptop or little more than half a box of cornflakes to your name, you need to take out insurance protection for these items.

Incredible to think that an average student will have with him goods valued at about one thousand five hundred pounds when he arrives at university for his first day. Even more incredible is that a quarter of all parents will not bother to take out insurance on their son or daughter’s personal and sometimes very valuable possessions.

Be very vigilant when you get to university, always ensuring your belongings are left under lock and key. With a large percentage of students carrying small ‘can’t live without it’ gadgets, there is an even greater possibility of loss or theft. Make sure have these things covered.