Do you have financial challenges that make standard Alabama health insurance unaffordable and not poor enough to be eligible for plans for low-income earners and as well. A discount medical card is a more affordable option for such people. So what is it? Such a card lets you use a network of health care providers who have agreed to render services at more affordable rates to all card carriers. They aren’t usually provided by any health insurance company. You can make use of this option if you have a pre-existing condition that has made health insurance companies either reject you or give you a rate that is very expensive. This kind of card does not decline anyone despite your medical condition. You just need to pay a monthly fee to qualify to use their network of health care professionals.