There are tips that will help you make huge savings and attract cheap Colorado home insurance rates without hurting yourself. Would you like to learn more about them? If so, the following suggestion will go a long way in helping you achieve just that: The type of building material you use can save you a a lot in home insurance. Frame houses are more resistant to earthquakes while brick homes are more resistant to high winds. As a result, having a frame home in the East will definitely cost you much more in home insurance. For folks who stay in the West, they’ll pay more if they own a brick home. You’ll save a minimum of 5% if you use the appropriate material for your building.