When you are getting a travel insurance quote, check to see if the policy covers expenses related to lost travel documents, such as passports. There are so many people who have been stranded or forced to pay money to replace their papers before returning home. When you take a vacation, it should be worry-free! Who wants to end up at their embassy in a foreign country without their papers? Do not let yourself be one of the people who ends up in this situation. For the nominal fee it costs to add this protection to your policy, it is well worth it.